Paul Terry Savoie Insurance Gives Advice on Car Insurance Policies
While many individuals believe that minimum auto insurance coverage is enough, insurance experts generally believe otherwise that minimum coverage might not fully protect motorists in accidents where they are at fault. Paul Terry Savoie Insurance, an independent agency dedicated to offering the best protection plans for its clients, is sharing its expertise on matters of car insurance.
"Approximately one of every seven U.S. drivers on the road has no automobile insurance," Paul Terry Savoie said. "With that many people driving without coverage, it's more important than ever for you to be insured."
In Texas, it is mandatory for motorists to carry liability insurance, but the minimum coverage might not be able to provide ample coverage in terms of the medical expenses the other motorists and/or their passengers might require, as well as any resulting damage incurred during the accident. It is advisable, therefore, that drivers consider buying higher-than-minimum policies for both body injury liabilities as well as property damage liabilities, which would cover damages and injuries up to the policy limits.
Moreover, drivers can opt to have personal injury protection (PIP), which would cover one's medical expenses during an accident, as well as uninsured/underinsured motorist coverage, which provides protection in case of an accident with an uninsured or underinsured driver.
Other coverages to consider are: collision insurance, in case the policyholder runs into objects on the road such as lamp posts; and comprehensive coverage, which protects the vehicle against any unexpected incidents such as floods, falling objects, theft, etc.
"Keep in mind that auto insurance will most likely come to your rescue at some point, so it's imperative to purchase a worthwhile policy," Savoie said. "Know what coverage you must have and know what additional coverage fits your lifestyle. Then if trouble strikes, you'll be ready."
Paul Terry Savoie Insurance gives expert advice and tailors policies to suit individual needs. For more information, please call 281-312-2886 or go to www.ptsavoie.com. Paul Terry Savoie Insurance is located at 2218 Northpark Drive, Suite 204 in Kingwood.
About Paul Terry Savoie Insurance
Paul Terry Savoie Insurance is a full-service, independent insurance agency, working in conjunction with Momentum Insurance and Financial Services, Inc., to provide quality insurance to individuals and businesses in Harris and Montgomery counties and the surrounding areas. It offers excellent customer service with detailed experience and expertise consistent with reliable insurance protection tailored to fit each customer's needs.
